Meet the team at Zero Risk
At Zero Risk we are here to help you protect the things that are most important in life which is you, your family, your health and your lifestyle. Zero Risk will source Personal Risk Insurance that best suits your requirements, from Income Protection to Disability or Critical Illness policies, plus be there to assist you through the entire process when it comes time to make a claim.
Zero Risk works carefully with you and assesses your Risk Profile through identifying your unique situation and custom requirements. One of the primary services provided by Zero Risk is the formation and implementation of a Risk Portfolio. Zero Risk can utilise a broad range of products and take great care in developing a Portfolio most suitable to the risk requirements of you as an individual or business owner.
Zero Risk is proud to be able to support the Blue Dragon Children’s Charity. A percentage from all premiums go towards this amazing charity.
Tim Flowers
Office: 0800 500 634
Mobile: (021) 596 321
Email: tim@zerorisk.co.nz
Tim specialises in the area of Personal Risk Protection, focused on client’s financial needs following the temporary or permanent loss of an individual through death or disability. This embraces the protection of individuals, families and businesses.
Tim started in the Insurance Industry in 1992 and since then has broadened his horizons, gaining a vast knowledge and experience which has equipped him to offer clients advice across a wide range of areas within the Personal Risk arena.
He has successfully completed several papers at Massey University, covering subjects such as personal finance, and estate and tax planning which have proven to be a valuable resource.
Tim’s background as a chef makes him a fan for entertaining. Tim and his family regularly share their love of food with guests at home, or on their trips to Auckland where their children now reside.
Tania Flowers
Office: 0800 500 634
Mobile: (021) 656 911
Email: tania@zerorisk.co.nz
Tania’s background with the insurance industry started with a role working at Royal and Sun Alliance Life, soon becoming Executive Assistant to the Auckland Area Manager. This experience has put Tania in good stead for her role at Zero Risk, bringing a wealth of knowledge which is necessary to manage the diverse tasks asked of her by the Zero Risk Clientele.
Tania is very keen on her sport and always has an opinion on the All Blacks performance or the Silver Ferns win after a weekend.
Tania enjoys travelling, her favourite destination being Vietnam where she supports ‘Blue Dragon Children’s Foundation’, an organisation that assists street kids, abused kids and rescues trafficked kids from all over Asia.
Like Tim she enjoys dining out and they spend their spare time in Auckland with their three children who now study and reside there.