Trauma and Total Permanent Disability provides a lump sum benefit in the event the insured person suffers or undergoes one of the covered conditions or treatments, such as cancer or heart attack, or, is so disabled by illness or injury they will never return to work again.

With modern medicine, one of the financial dilemmas we all face is not dying. That may seem like an unusual thing to say but think about the people you know that may have suffered cancer, a stroke or maybe a heart attack… how long were they unwell, working part-time or maybe unable to work at all. Did their financial wellbeing suffer?

Trauma and Total Permanent Disability could be used to reduce debt or pay for medical treatments for instance. The reality is that a serious illness or disability can affect everyone in the household, so what would you do if it was you or your partner? Would you continue to work? Can you afford not to work? Who would care for them? How much would the care cost?

Insurance will never be the cure, but it can help remove some of the pressures that affect individuals and families in these circumstances.