Income Protection can be one of the most important insurances within any risk portfolio.

Without an income, can you afford to pay the mortgage or household bills or put food on the table? Can you survive financially?

Income Protection provides a monthly income in the event the insured person is unable to work due to an illness or injury. The unexpected can happen at any time. Zero Risk has clients that have suffered head injuries, strokes, mental health problems and various forms of cancer, and seen the devastation these sudden and unforeseen disabilities cause.

Consider for a moment what your financial position would be if you were told you wouldn’t be working the next year.

Income Protection is a great benefit but you need to get it right. The wrong structure or wording can be financially devastating. Get it right and you and your family can survive financially during some very difficult times.