Put simply, Life Assurance provides a benefit following the death of an insured person. The trick is understanding how much Life Assurance is enough.

So let’s consider the LIfe Assurance needs of an average family. We’ll assume our couple has two incomes, two or three children and a mortgage. We need to consider the financial circumstances following the death of one of the individuals. Can you afford to pay the mortgage? How about childcare, would that be an additional expense? Can you maintain your lifestyle on one income? How about education for the kids?

To help formulate the most appropriate solution, we need to consider our lifestyle, our financial needs and what we expect from our future.

At Zero Risk we help our clients consider these issues and others to ensure we get the right cover… what will your policy do for you?